TRAPEZA TECH

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Digital Loans Platform

A configurable, core-integrated digital lending solution designed for speed and scale.

Trapeza Tech’s Digital Loans Platform is an enterprise-grade lending solution designed to accelerate loan origination, automate decisioning, and seamlessly integrate with core banking systems. Built for high-volume environments, the platform enables banks to launch digital lending products rapidly while maintaining governance, compliance, and operational control.

Designed for retail, SME, and microfinance segments, the platform ensures scalability, performance, and seamless customer experiences across digital channels.

Key Features

Instant Digital Loan Origination

Enable customers to apply, submit documents, and receive approvals through mobile and web channels. Reduce turnaround time while ensuring seamless onboarding and compliance validation.

Automated Eligibility Engine

A configurable rule-based engine evaluates customer eligibility in real time using predefined credit parameters, risk models, and policy rules to accelerate decision-making.

Rule-Based Approval Workflows

Flexible workflow configuration supports multi-level approvals, maker-checker controls, exception handling, and regulatory compliance requirements.

Dynamic Penalty & Schedule Management

Automatically calculate penalties, restructure schedules, and manage repayment adjustments based on configurable product logic and customer behavior.

Real-Time Core Banking Integration

Seamless API-led integration ensures instant loan booking, disbursement updates, repayment tracking, and portfolio synchronization with the core system.

High-Volume Portfolio Handling

Optimized for performance and scalability, the platform supports large retail, SME, and microfinance portfolios without system degradation.

Business Benefits
Faster loan processing cycles
Reduced operational costs
Improved customer experience
Scalable lending infrastructure
Enhanced compliance and governance

Frequently Asked Questions (FAQ)

Yes. The platform integrates in real time with core banking systems using secure API-led architecture.

Yes. The eligibility engine is fully configurable based on credit policies, risk parameters, and product requirements.

Yes. It is engineered to handle large retail, SME, and microfinance portfolios without performance degradation.

Yes. The system supports maker-checker controls, multi-level approvals, and exception handling.

Yes. It supports on-premise, hybrid, and cloud deployment models based on bank requirements.

It is designed for retail banking, SME lending, microfinance institutions, and digital-first financial institutions.